Investment Management in Modern Business

Introduction Investors are always very cautious with their money as they always want to invest in the company that has the least number of risks as well as the highest profits. Investors are interested in the company that is well managed as can enable them recover continuous income on their invested capital.Advertising We will write a custom proposal sample on Investment Management in Modern Business specifically for you for only $16.05 $11/page Learn More As noted by Ramaswamy (2004, 241), investors are rational in their choices of investments as they always make rational decisions regarding investments that yield maximum income. Most investors are safe investors as they always invest in ventures that they are likely to reap income on top of what they invested rather than investments in which they are likely to make losses. This study will seek to investigate the investment ventures undertaken by individual consumers and the decisions made by investors. Objectives of the Study As noted above, this study will seek to establish the decisions made by consumers in terms of investments in various assets including securities and other financial assets. Specifically, the study will seek to: Find out the type of investment decisions of investment in various investment ventures at their disposal. To establish the role of the financial services authority and the independent financial advisors regarding the investment decisions made by investors. To establish the role of the retail distribution review and the personal financial society in determining the financial decisions made by consumers regarding investment of their funds. Research Questions Investors always make rational decisions regarding the goods they purchase. Similarly, investors make rational decision regarding the assets they purchase with the expectation of making the highest returns. This paper will seek to answer these questions regarding the investment decisions made by c onsumers using their funds. What type of investment decision do consumers make regarding their funds and capital? What is the role of the financial services authority and the independent financial advisors regarding the decisions made by investors? Do the retail distribution review and the personal finance society have some significance regarding the choices of investment made by consumers? Review of Literature Investors are very cautious in their investors and they always like to invest in companies that perform well in terms of profitability. High profit for an organization means that investors would have an increased return on their investments. As noted by George and Frankfurter (2003, 63), most investors always monitor the financial performance of firms that they are interested n before making any move. Some of the most important aspects of the financial records of an organization include the profit earned by the company, the stock [rice of the firm, the return on capital inv ested, the return on the company’s assets as well as the dividends share for investors.Advertising Looking for proposal on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More In order to realize improved and brilliant financial performance, an organization needs to be well organized and endowed with good strategic leadership that can steer it to growth and development. Independent Financial Advisors However, not all companies have all these qualities and in fact some investors are unable to keep track of the performance of the firm for a continued period. They therefore rely on some of financial advisors that help them make the right investment that would capitalize on their invested capital. Financial advisors are comprised of teams knowledgeable in the field of financial investment and financial accounting and they keep track of the financial performance of all companies (Sinha 2003, p. 211). They rely on their recor ds in advising their customers on the best investments especially after examining the financial performance of the firms. In some cases, consumers entrust them with managing their investments with the advisors investing consumer’s funds. Therefore, financial advisors help consumers maximize on the income from their invested funds (Koch Shenoy 1999, p. 91). However, in some unexpected business environments, consumers do make losses and even lose their invested funds. And this calls for an authority that regulates and monitors activities in the financial markets. The Retail Distribution Review The Retail Distribution review was established with the view of helping consumers realize profitability on their investments. The body is vital as it establishes the resilient, effective and attractive investment options that consumers can have confidence in and invest. The body advises consumers on investment and retirement planning. The Financial Services Authority The financial servic es authority is an important body in the financial market as it helps in regulating all organizations that provide financial advice to investors. The body was designed with the aim of regulating the market through setting up of guidelines to be observed by all organizations providing advice to investors.Advertising We will write a custom proposal sample on Investment Management in Modern Business specifically for you for only $16.05 $11/page Learn More The body has the authority and power to formulate policies as well as implementing them. This means that it can as well force organizations to abide by the formulated regulations. According to Frank and Reilly (2011, p. 106), these bodies are necessary in the financial industry as they help in instilling confidence in the investors so that they can continue investing. Lack of confidence and trust in the market could lead to financial issues in various firms with spillovers affecting the entire economy. Th erefore, it is important that investors are not scared so that the stability of operations in the market can be maintained. In a surveys conducted by Thomas and Robinson (2008, p. 79), it was established that investors are rational and could also be grouped into risk averse investors and safe investors that invest in safe companies. All these types of investors rely on availability of information regarding the various companies they wish to invest in. the information is availed by various intermediaries such as the financial services authority and financial advisors (George Frankfurter 2003, p. 61). Methodology This study will involve utilization of qualitative research method, which will require utilization of primary data collected directly from investors using questionnaires. Qualitative method was selected for the study because it will help the researcher understand the behavior of investors regarding making of investment choices. Fast hand data will be collected using question naires form a selected sample of investors from the market. The questionnaires will contain likert scale questionnaires, open and closed ended questions regarding the source of information for investors and the factors that determine their investment decisions. In addition, interviews will be conducted on the management personnel of the FSA, IFA and the personal finance society. Expected Findings It is expected that the study will establish that all consumer are rational in their choices and will often make decisions regarding investment based on various factors.Advertising Looking for proposal on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More However, the most important factor in most of the decisions made is the profit that an organization makes and the expected income on their investment including the dividend that they expect to earn from the investment. In order to make a decision, consumers seek for information from financial advisors and always look forward to the financial services authority to regulate the market and eliminate any form of uncertainty. List of References Frank, K Reilly, K 2011, Investment Analysis and Portfolio Management, Cengage Learning, Mumbai. George, M Frankfurter, B 2003, Dividend policy: theory and practice, Academic Press, New Delhi. Koch, P Shenoy, C 1999, ‘The information content of dividend and capital structure policies’, The Journal of the Financial Management Association, vol. 28, no.4, pp. 16-35. Ramaswamy, S 2004, Managing Credit Risk in a Corporate Bond Portfolio, Mumbai: Wiley. Sinha, 2003, Financial Statement Analysis, London: PHI Learning Pvt. Ltd. Thomas, R Robinson, C 2008, International Financial Statement Analysis, Chicago, John Wiley Sons. This proposal on Investment Management in Modern Business was written and submitted by user DannyRand to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Romanticism in the scarlet letter essays

Romanticism in the scarlet letter essays Romanticism can be defined as a literary movement marked especially by emphasis on the imagination and the emotions and by the use of autobiographical material. The years from 1810 to 1865 marked the period of romanticism. The Scarlet Letter, written by Nathaniel Hawthorne in 1850, is a piece of literature from the Romantic period. Intuition, supernatural occurrences, and nature reflecting the emotions are all techniques of Romanticism used in The Scarlet Letter. The power or faculty of knowing occurrences without conscious reasoning is intuition. Pearl asked Dimmesdale, Wilt thou stand here with mother and me, tomorrow noontide? (104). She asked him the aforementioned question because she believes he has also sinned and should have been on the scaffold with them seven years ago. Pearl has made an A out of eelgrass. Hester wonders why she has made it and asks if she knows what her A means. Pearl replies, It is for the same reason the minister keeps his hand over his heart. (132). Pearl senses that Dimmesdale also has an A, and he keeps his hand over his heart to hide his shame of being an adulterer. When talking about supernatural occurrence, in reference to Romanticism, it is when something out of the ordinary happens. It is done! The whole town will awake, and hurry forth, and find me here! (100). This is supernatural because Dimmesdale is screaming at the top of his lungs, expecting the whole town to wake and see him upon the scaffold. The only two people who take notice are Hester and Pearl; they later join him on the scaffold. We impute it, therefore, solely to the disease in his own eye and heart, that the minister, looking upward to the zenith, beheld there the appearance of an immense letter the letter A marked out in lines of dull red light. Not but the meteor may have shown itself at that point, burning duskily thro...